Monica in the Media

A short guide to SMSF estate planning under the new rules

Morningstar, Tuesday, 27 June, 2017

Take it to the limit one more time – but follow the rules

The Weekend Australian, Saturday, 24 June, 2017

Deed need hinges on super shuffle

The West Australian, Monday, 12 June, 2017

Put your super in order with a ‘to do’ list

The Weekend Australian, Saturday, 3 June, 2017

There’s major new superannuation rules to take note of as July 1 approaches rapidly

The West Australian, Monday, 29 May, 2017

Top 10 tips for SMSFs before 30 June 2017

Cuffelinks, Thursday, 25 May, 2017

Limited lifespan for super loopholes but opportunity knocks with one loan type

The Australian, Tuesday, 23 May, 2017

Why it pays to stay under the cap with your non-concessional super contributions

The Australian, Tuesday, 16 May, 2017

The two contributions exemptions that SMSF members need to know about

The Australian, Tuesday, 2 May, 2017

Using small biz cap gap

The West Australian, Monday, 24 April, 2017

Be super aware of changes

The West Australian, Monday, 10 April, 2017

Understanding your ‘total super balance’ crucial for DIY funds

The Weekend Australian, 8 April, 2017

Super caps looming

The West Australian, Monday, 27 March, 2017

New super rules could affect estate planning

The Australian, Tuesday, 14 March, 2017

Calling SMSF operators: don’t put your head in the sand

The Australian, Tuesday, 7 March, 2017

Do new rules create incentive for single member SMSFs?

Cuffelinks, Thursday, 2 March, 2017 (by Rick Turner, Monica provides expert opinion)

SMSF players need to grasp one-off CGT break

The West Australian, Monday, 20 February, 2017

Mind the cap on transfers

The West Australian, Monday, 20 February, 2017

Monica’s Q&A on $1.6 million super rules

Cuffelinks, Thursday, 9 February, 2017

Clarity on new super rules

The Australian, Tuesday, 7 February, 2017

Know the changes to super laws

The West Australian, Monday, 6 February, 2017

Navigating super law changes with confidence

Cuffelinks, Thursday, 2 February, 2017

Avoid tax traps in super shift

The Australian, Tuesday, 31 January, 2017

Plan for loss of capacity

The West Australian, Monday, 5 December, 2016

Profit from super reform

The West Australian, Monday, 21 November, 2016

Careful!…not all superannuation death benefits are tax free

The Australian, Tuesday, 1 November, 2016

Hands-off super solution

The West Australian, Monday, 3 October, 2016

Don’t be an idiot abroad

The West Australian, Monday, 19 September, 2016

Residency test for SMSFs

The Weekend Australian, Saturday, 17 September, 2016

Super has split rules for divorce

The Australian, Tuesday, 13 September, 2016

Divorce and the nest egg

The West Australian, Monday, 12 September, 2016

SMSFs need vigilance with money in and out

Cuffelinks, Thursday, 1 September, 2016

Cashing in your stash: how superannuation benefits can be paid from an SMSF

The Australian, Tuesday, 30 August, 2016

Getting true market value key to SMSF selling an asset to the fund’s members

The Australian, Tuesday, 23 August, 2016

Reduce SMSF pains

The West Australian, Monday, 8 August, 2016

Understanding the definition of a super contribution can guide SMSFs to the right choices

The Australian, Tuesday, 2 August, 2016

Terminally ill can rest assured their super is accessible to take burden off family

The Australian, Tuesday, 26 July, 2016

Help through hard times

The West Australian, Monday, 25 July, 2016

Three strategies to boost your retirement coffers

The Australian, Tuesday, 12 July, 2016

Know your terms before doing up DIY property

The Weekend Australian, Saturday, 9 July, 2016

Reserving strategy – your last-minute chance to avoid super contributions caps

The Australian, Tuesday, 28 June, 2016

Top 10 hints for SMSF trustees before 30 June

Cuffelinks, Tuesday, 14 June, 2016

Ten tips for self managed super funds ahead of June 30

The Weekend Australian, Saturday, 11 June, 2016

SMSF investors should consider splitting concessional contributions with spouse

The Australian, Tuesday, 7 June, 2016

Quick split will dodge cap shift

The West Australian, Monday, 6 June, 2016

Structure the key after budget super changes

The Australian, Tuesday, 10 May, 2016

Super collectable change

The West Australian, Monday, 2 May, 2016

Last chance to comply on art and collectibles

The Weekend Australian, Saturday, 30 April, 2016

How to protect your SMSF retirement savings if you are declared bankrupt

The Australian, Tuesday, 19 April, 2016

Super death benefit: how it’s passed on to beneficiaries and how to avoid grief

The Australian, Tuesday, 5 April, 2016

Taxing questions in superannuation death payouts

The West Australian, Monday, 4 April, 2016

Bankruptcy blues plan

The West Australian, Monday, 28 March, 2016

5 per cent rule, big confusion

The West Australian, Monday, 14 March, 2016

Would you know what to do if you lost the ability to manage your super fund?

The Australian, Tuesday, 1 March, 2016

Is an SMSF really what you’re looking for?

The Australian, Tuesday, 23 February, 2016

Good reasons a must: You are responsible for your DIY fund

The West Australian, Monday, 15 February, 2016

The merits of reversionary versus non-reversionary pensions

Cuffelinks, Thursday, 11 February, 2016

Super law stops an SMSF running a business

The Australian, Tuesday, 9 February, 2016

An offer you can refuse

The West Australian, Monday, 8 February, 2016

Know the rules on funds and estates

The Australian, Tuesday, 2 February, 2016

Getting to know your DIY parties

The Australian, Tuesday, 8 December, 2015

Investing together

The West Australian, Monday, 7 December, 2015

The superannuation concession few would claim to want – but all should take

The Australian, Tuesday, 1 December, 2015

A pathway to tax concessions

The Australian, Tuesday, 24 November, 2015

Keeping active

The West Australian, Monday, 16 November, 2015

Choice of pension matters for fund operator’s estate planning

The Australian, Tuesday, 10 November, 2015

SMSFs can lend to some relatives

Cuffelinks, Thursday, 5 November, 2015

Home truths: using an SMSF to purchase foreign property

The Australian, Tuesday, 3 November, 2015

SMSFs must be for you not your adviser

The Australian, Tuesday, 13 October, 2015

SMSFs investing in property can offer tax breaks, but the rules must be obeyed

The Australian, Tuesday, 6 October, 2015

Why SMSFs should get their SuperStream right

The Australian, Tuesday, 29 September, 2015

ESA for SMSF or DIY a tax problem

The West Australian, Monday, 28 September, 2015

You can lend to your cousin and a former spouse – just not to other relatives

The Australian, Tuesday, 22 September, 2015

SMSFs investing in overseas real estate

Cuffelinks, Thursday, 17 September, 2015

Not all dependants are equal in eyes of tax office

The Australian, Tuesday, 8 September, 2015

Pushing up daisies no easy DIY feat

The West Australian, Monday, 31 August, 2015

Meeting the work test for contributions

Cuffelinks. Thursday, 27 August, 2015

All in the timing: finer points of meeting ATO’s ‘work test’ to make super deposits

The Australian, Tuesday, 25 August, 2015

Silly rule penalises the grieving

The Australian, Tuesday, 18 August, 2015

Working out rule is taxing

The West Australian, Monday, 17 August, 2015

The age-old question

Trevor Treharne, Acuity, Saturday, 1 August, 2015

Throwing light on the tax exemption rules that help you fund your DIY pension

The Australian, Tuesday, 28 July, 2015

BRP can be a gas for super

The West Australian, Monday, 27 July, 2015

Beg, borrow or steal: LRBAs offer another way for SMSFs to acquire property

The Australian, Tuesday, 21 July, 2015

Devil in tax dodge detail can trip SMSFs

The West Australian, Monday, 20 July, 2015

Choose to ignore rules on SMSFs buying residential property at your own peril

The Australian, Tuesday, 14 July, 2015

Take the cash when the Reaper comes calling…

The West Australian, Monday, 13 July, 2015

SMSFs and house and land packages

Cuffelinks, Thursday, 9 July, 2015

Five-point checklist for the new tax year

Vita Palestrant, Money Magazine, Thursday, 8 July, 2015

Mind those selfie urgings

The West Australian, Monday, 15 June, 2015

Two types of house and land packages for DIY funds – know the difference

The Australian, Tuesday, 9 June, 2015

A tweak in time could save you nine & 20 things for trustees to consider before June 30

The West Australian, Monday, 8 June, 2015

Homes a trap for trustees

The West Australian, Monday, 1 June, 2015

Top 10 hints for SMSF trustees before 30 June

Cuffelinks, Thursday, 28 May, 2015

Ten things you must do for your DIY fund now

The Weekend Australian, Saturday, 23 May, 2015

Trust me, you need to get your death benefits in order

The Australian, Tuesday, 19 May, 2015

SMSF breaches to cost more from July

The West Australian, Monday, 18 May, 2015

An SMSF journal entry is not enough

Cuffelinks, Thursday, 14 May, 2015

Go to God with SMSF at peace

The West Australian, Monday, 4 May, 2015

Anti-detriment payment

Financial Planning Magazine, Friday, 1 May, 2015

DIY funds’ cars must stay in the garage as tax office drives collectables change

The Australian, Tuesday, 21 April, 2015

Challenging the ATO: preserving the right to pay a pension using SMSF assets

The Australian, Tuesday, 14 April, 2015

Deadline looms for action on those little SMSF luxuries

The West Australian, Monday, 13 April, 2015

Collectable and personal use assets

Cuffelinks, Thursday, 9 April, 2015

Take an active interest and make your SMSF work for you

The West Australian, Monday, 23 March, 2015

Detail call to selfies

The West Australian, Monday, 23 March, 2015

The $5 solution to the tax office’s online application hurdle for new DIY funds

The Australian, Tuesday, 17 March, 2015

Using your DIY super fund to make repairs and improvements to property

The Australian, Tuesday, 10 March, 2015

Computer snag pain in debut

The West Australian, Monday, 9 February, 2015

Super perk on radar of Treasury deficit hawks

The West Australian, Tuesday, 24 February, 2015

Paying attention to SMSF rules will help avoid pitfalls of excess contributions tax

The Australian, Tuesday, 17 February, 2015

Do the deed to pass on your super funds

The West Australian, Monday, 16 February, 2015

Get loan structure right for home build investment packages

The West Australian, Monday, 9 February, 2015

Tax paid by your SMSF can be returned to your dependants

Cuffelinks, Thursday, 5 February, 2015

How to make the most of it

The West Australian, Monday, 8 December, 2014

Overseas investments can be a minefield for SMSFs

The Australian, Tuesday, 2 December, 2014

Excess is taxing but that’s no reason not to help

The West Australian, Monday, 1 December, 2014

Do-it-yourself funds and houses

The West Australian, Monday, 17 November, 2014

Rules for SMSF renovations

Smart Investor, Thursday, 13 November, 2014

There are tax exemptions for SMSF business owners

The West Australian, Monday, 10 November, 2014

Don’t create a renovation disaster for your SMSF

The Sydney Morning Herald, Wednesday, 5 November, 2014 (This article also appeared in The Age and The Canberra Times).

Two contributions, two caps but if you owe tax, just pay it

The West Australian, Monday, 3 November, 2014

Keeping track of super age milestones

The Australian, Tuesday, 28 October, 2014

Tricky steps to add foreign property to your fund

The West Australian, Monday, 27 October, 2014

How do you change a two-member SMSF?

Cuffelinks, Friday, 24 October, 2014

Borrowing is not the only option for SMSF assets

The West Australian, Monday, 20 October, 2014

Successful superannuation all comes down to timing

The Australian, Tuesday, 14 October, 2014

Superstream’s Nuts and Bolts

The West Australian, Tuesday, 14 October, 2014

No walk-up start for pension commuting

The West Australian, Monday, 13 October, 2014

Deal with related parties a sticky wicket for selfies

The West Australian, Monday, 6 October, 2014

The will power of binding death nominations

Cuffelinks, Tuesday, 2 October, 2014

Death, disaster and you

The West Australian, Monday, 29 September, 2014

Confusion reigns over two-year bring-forward rule for SMSFs

The Australian, Tuesday, 23 September, 2014

Time, timing it and meeting the right deadline

The West Australian, Monday, 22 September, 2014

How past convictions can kill off your SMSF dream

The Australian, Tuesday, 16 September, 2014

DIY fund minders have a taxing job

The West Australian, Monday, 15 September, 2014

Why not take a TRIP and start to enjoy your superannuation before you actually retire

The Australian, Tuesday, 9 September, 2014

Dishonesty disqualifies you from running SMSF race

The West Australian, Monday, 8 September, 2014

Superannuation and terminal illness, disability and death

Cuffelinks, Thursday, 4 September, 2014

Taxing issue of terminal illness not something the self-managed should leave to chance

The Australian, Tuesday, 19 August, 2014

Trustees, take a minute to put it in the minutes

The West Australian, Monday, 18 August, 2014

Take TRIP and reap the rewards

The West Australian, Monday, 11 August, 2014

Key changes for SMSFs and new ATO powers

Cuffelinks, Friday, 8 August, 2014

Be alive to the call of a binding death benefit nomination on your self-managed super

The Australian, Tuesday, 5 August, 2014

Learn rules to push extra super limits

The West Australian, Monday, 4 August, 2014

Understanding the bring forward rule

Cuffelinks, Friday, 1 August, 2014

Expect the unexpected when it comes to your fund

The West Australian, Monday, 21 July, 2014

Beware of penalties for law breaches

The West Australian, Monday, 14 July, 2014

Just what is a re-contribution strategy?

Cuffelinks, Friday, 11 July, 2014

Fund re-contribution can have tax advantages

The Australian, Tuesday, 8 July, 2014

Money transferred from foreign superannuation funds into SMSFs

Public Accountant, Thursday, 26 June, 2014

Check carefully if you want your wishes respected

The West Australian, Monday, 16 June, 2014

This is how a re-contribution strategy really works

The West Australian, Monday, 9 June, 2014

Ten things for SMSF trustees to check before EOFY

Cuffelinks, Friday, 6 June, 2014

As compliance deadline approaches, 10 ways to keep your SMSF onside and catch the tax breaks

The Australian, Tuesday, 3 June, 2014

Getting the measure of your super nest egg (Part One)

The West Australian, Monday, 26 May, 2014

Getting the measure of your super nest egg (Part Two)

The West Australian, Monday, 26 May, 2014

10 things for SMSF trustees to consider before EOFY

Public Accountant, Wednesday, 21 May, 2014

Bringing it home and the overseas super fine print

The West Australian, Monday, 19 May, 2014

Changes to SMSF contribution methods

Cuffelinks, Friday, 16 May, 2014

Short trip OK, but don’t stay away: SMSF non-resident tax

The Australian, Tuesday, 13 May, 2014

Payouts can be assets and cash

The West Australian, Monday, 12 May, 2014

Tax on superannuation contributions

Public Accountant, Monday, 12 May, 2014

Setting up a SMSF

Vita Palestrant, Money Magazine, Thursday, 8 May, 2014

Beware Division 293 tax on superannuation contributions

Cuffelinks, Friday, 2 May, 2014

Assets can contribute to your super security

The Australian, Tuesday, 29 April, 2014

Super strike for high earners

The West Australian, Monday, 28 April, 2014

Errant SMSFs face new penalties

The West Australian, Monday, 21 April, 2014

Homework required if you’re to avoid getting your fingers burnt on super buys

The Australian, Tuesday, 8 April, 2014

Learn and get help when you need it

The West Australian, Monday, 7 April, 2014

End of an era as ATO chucks cheques and paper for SMSF payments

The Australian, Tuesday, 1 April, 2014

A different kind of SMSF contribution

The West Australian, Monday, 31 March, 2014

How to handle self-managed super while living abroad

The Australian, Tuesday, 25 March, 2014

Efficiency drive equals no more cheques in the mail

The West Australian, Monday, 17 March, 2014

Going overseas and coming back could cost you your retirement savings

Public Accountant, Thursday, 13 March, 2014

Active member test proves a trap for overseas self-managed super contributors

The Australian, Tuesday, 11 March, 2014

Local, ‘active’ SMSF members are really critical

The West Australian, Monday, 10 March, 2014

Six property potholes for SMSFs to avoid

Cuffelinks, Friday, 7 March, 2014

Tips for expat SMSF owners

The West Australian, Monday, 3 March, 2014

There are complexities to factor in before SMSF tax time

The West Australian, Monday, 24 February, 2014

A lot to consider before taking the property plunge

The West Australian, Monday, 17 February, 2014

Super, duper expensive mistakes

The West Australian, Monday, 9 February, 2014

SMSF borrowing for land development is not fertile ground

Cuffelinks, Friday, 7 February, 2014

An interview with Monica Rule

API(WA) eNews,  Wednesday, 5 February, 2014

Loans have limits under the law

The West Australian, Monday, 20 January, 2014

Tax consequences of super cash outs

Public Accountant, Thursday, 9 January, 2014

Beware SMSF service dangers – Part One

Beware SMSF service dangers – Part Two

The West Australian, Monday, 9 December, 2013

Why SMSFs call Australia Home

The West Australian, Monday, 2 December, 2013

Check your past before you leap

The West Australian, Monday, 25 November, 2013

Women: watch your nest eggs

Joondalup Weekender, Thursday, 21 November, 2013

‘Wife’ SMSF trustees need to be vigilant

The West Australian, Monday, 18 November, 2013

The right SMSF structure can protect trustee assets

The West Australian, Monday, 11 November, 2013

Your nest egg, your call, just make it binding

The West Australian, Monday, 4 November, 2013

Beware of Joint Venture Agreements

Public Accountant, Thursday, 31 October, 2013

Profile: Monica Rule

Public Accountant, Thursday, 31 October, 2013

Fund insurance not compulsory but failing to prove you’ve considered it may be painful

The Australian, Tuesday, 29 October, 2013

Buying a property inside your SMSF… the good, bad and ugly of the legalities – Part One

Buying a property inside your SMSF… the good, bad and ugly of the legalities – Part Two

The West Australian, Monday, 28 October, 2013

Share trading expenses claims have all but gone

The West Australian, Monday, 21 October, 2013

SMSF investments are all relative under the law

The West Australian, Monday, 14 October, 2013

Here’s a loophole worth acting on

The West Australian, Monday, 7 October, 2013

Super trouper dispels the myths

The West Australian, Monday, 23 September, 2013

SMSFs must know about zero rate loans

The Weekend Australian, 21-22 September, 2013

Get extra good insurance advice

The West Australian, Monday, 16 September, 2013

The training guide for DIY super funds – Part One

The training guide for DIY super funds – Part Two

The West Australian, Monday, 26 August, 2013

Pitfalls of property ownership

The West Australian, Monday, 19 August, 2013

Know the pros and cons of different self-managed super fund structures for your bottom line

The Australian, Tuesday, 13 August, 2013

How to get on the right track

The West Australian, Monday, 29 July, 2013

Danger ahead: super fund pitfalls lead to costly tumbles

The Weekend Australian, 27-28 July, 2013

Broken rules can cost you half your nest egg

The West Australian, Monday, 8 July, 2013

Tough rules force trustees to study

The West Australian, Monday, 17 June, 2013

Risk-free nest egg

The West Australian, Monday, 27 May, 2013

Make sure your hard-earned savings are spent on you, not wasted on paying tax

The Australian, Tuesday, 21 May, 2013

It’s worth knowing your way around super caps

The West Australian, Monday, 20 May, 2013

Don’t fall foul of the tax man, he’ll happily take half if you step out of line on SMSFs

The Australian, Tuesday, 14 May, 2013

Don’t trip up when paying pension from SMSF

The West Australian, Monday, 29 April, 2013

Supplying materials is against the rules

The Australian, Tuesday, 16 April, 2013

Know the law on post-tax limits or risk losing your super

The Weekend Australian, 6-7 April, 2013

Once-only offer can help cap excess error

The Australian, Tuesday, 26 February, 2013

Registration clock ticking for auditors

The Australian, Tuesday, 19 February, 2013

It pays not to make mistakes with your nest egg

The West Australian, Monday, 18 February, 2013

Art for art’s sake not SMSF friendly

The Weekend Australian, 16-17 February, 2013

Writing on the wall for super art

The West Australian, Monday, 4 February, 2013

A good auditor could save your DIY super fund

The West Australian, Monday, 21 January, 2013

Self-managed superannuation funds can borrow to buy assets but it pays to know the rules

The Weekend Australian, 8-9 December, 2012

Self-managed super should borrow with great care

The Weekend Australian, 1-2 December, 2012

Shoddy super puts the house at risk

The Weekend Australian, 24-25 November, 2012

It might be complicated but you must get it right

The West Australian, Monday, 19 November, 2012

It’s vital DIY fund loans are right

The West Australian,  Monday, 12 November, 2012

DIY trustees discover a limit to their largesse

The West Australian, Monday, 5 November, 2012

Unwary face SMSF overseas pitfall

The Weekend Australian, 27-28 October, 2012

Tax ruling points out the pitfalls of living overeas

The West Australian, Monday, 22 October, 2012